- Gautam Bhatikar and Madhavi Doshi - 11-05-2021
Subhash Khandelwal v. Max Bupa Health Insurance Company Limited In a petition filed against Max Bupa Health Insurance Company Limited ("Max Bupa"), the Bench of Justice Pratibha M. Singh of the Delhi High Court1 ("Court") held that there can be no discrimination between insurance provided for mental illness and physical illness. The Petitioner had an insurance policy from Max Bupa for the sum assured of INR 35 lakhs and paid premium regularly. The Petitioner contended that when he raised his claim in respect of mental illness, he was informed of a clause in the policy, restricting the sum assured to INR 50 lakhs with certain additional conditions. The Petitioner argued that most prevalent mental conditions were restricted under the policy to an assured sum of INR 50 lakhs; which was contradictory to Section 21 (4) of the Mental Healthcare Act, 2017 ("Act").
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